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UAE's Trusted Mortgage Expert

UAE’s Premier AI Mortgage Expert

Licensed by RERA and DET

100% FREE

no commitment!

Licensed by RERA and DET

We provide our service at no cost to you—no fees, no hidden charges, no obligations. As official channel partners with the banks, our goal is to make your financing journey simple and stress-free.

LICENSED BY

Reg No. 48584

Reg No. 1467272

We are officially licensed by RERA and DET

We provide our service at no cost to you—no fees, no hidden charges, no obligations. As official channel partners with the banks, our goal is to make your financing journey simple and stress-free.

AED Faciliated in loans
0 M
Hours pre-approval
0
Bank options
0

Our Affiliates

Why Aknaz?

The UAE’s First Digital Lending Platform Offering Tailored Loans and Credit Solutions with Zero Cost

Fast

Quick approvals within 24 hours.

Tailored

Personalized solutions for your needs

Secure

Your data protected and private, always safe

How does it work?

Mortgages made simple in three easy steps

Quick Setup

Fill basic details to check eligibility.

Understanding Your Needs

Our team onboards you to our 24/7 dashboard, ensuring we fully understand your financial needs and preferences.

Understanding Your Needs

Our team onboards you to our 24/7 dashboard, ensuring we fully understand your financial needs and preferences.

Get Pre-Approval and Secure Your Financing!

Choose your best-fit option—No commitment and with zero cost!

Want an Estimate Without Onboarding?

Easily estimate your loan options with our interactive Loan Calculator. This tool lets you explore different amounts, interest rates, and repayment terms to understand what works best for you—all in a flexible and user-friendly way. Try it out and get a clearer picture of your financing possibilities

Calculate your mortgage

25 years
Loan Amount
AED 800,000
Upfront cost
AED 255,000
+ Downpayment
AED 200,000
+ Fee
AED 55,000
3yr fixed 5yr fixed variable
Monthly Payment AED 4,218 AED 4,307 AED 5,654
Interest Rate 3.99% 4.19% 7%
Predictability Medium High Low
* Estimated monthly payment based on a 960,000 AED loan amount with a 4.24% fixed interest rate for the entire duration of the loan
25 years
Affordable Property
AED 1,800,000
Monthly Payment (50% of income)
AED 15,000
Loan Amount
AED 1,440,000
3yr fixed 5yr fixed variable
Interest Rate 3.99% 4.19% 7%
Predictability Medium High Low

100% Free

no commitment!

trust in Aknaz

Customer stories

Yes, Aknaz services are completely free for borrowers. You can compare the market, track your application status, and upload your documents without incurring any costs.

Absolutely. Aknaz uses advanced encryption and secure systems to protect your personal and financial information. Your data is shared only with trusted financial institutions as part of the application process.

No, using Aknaz will not impact your credit score. Our AI-driven pre-approval process ensures your credit report is not accessed in a way that would lower your score.

Aknaz’s AI technology delivers pre-approval decisions in minutes. Once reviewed by our experts, your finalized application is sent to the bank for quick approval, saving you days or weeks compared to traditional methods.

Yes, Aknaz provides 24/7 access to your application status through the portal. You can also upload any additional required documents at any time.

Get Pre-Approved

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