UAE's Trusted Mortgage Expert
UAE’s Premier AI Mortgage Expert
Licensed by RERA and DET
100% FREE
no commitment!
Licensed by RERA and DET
We provide our service at no cost to you—no fees, no hidden charges, no obligations. As official channel partners with the banks, our goal is to make your financing journey simple and stress-free.
LICENSED BY

Reg No. 48584

Reg No. 1467272
We are officially licensed by RERA and DET
We provide our service at no cost to you—no fees, no hidden charges, no obligations. As official channel partners with the banks, our goal is to make your financing journey simple and stress-free.
AED Faciliated in loans
0
M
Hours pre-approval
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Bank options
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Our Affiliates
















Why Aknaz?
The UAE’s First Digital Lending Platform Offering Tailored Loans and Credit Solutions with Zero Cost
How does it work?
Mortgages made simple in three easy steps

Understanding Your Needs
Our team onboards you to our 24/7 dashboard, ensuring we fully understand your financial needs and preferences.


Understanding Your Needs
Our team onboards you to our 24/7 dashboard, ensuring we fully understand your financial needs and preferences.

Get Pre-Approval and Secure Your Financing!
Choose your best-fit option—No commitment and with zero cost!
Want an Estimate Without Onboarding?
Easily estimate your loan options with our interactive Loan Calculator. This tool lets you explore different amounts, interest rates, and repayment terms to understand what works best for you—all in a flexible and user-friendly way. Try it out and get a clearer picture of your financing possibilities
Calculate your mortgage
25 years
Loan Amount
AED 800,000
Upfront cost
AED 255,000
+ Downpayment
AED 200,000
+ Fee
AED 55,000
3yr fixed | 5yr fixed | variable | |
---|---|---|---|
Monthly Payment | AED 4,218 | AED 4,307 | AED 5,654 |
Interest Rate | 3.99% | 4.19% | 7% |
Predictability | Medium | High | Low |
* Estimated monthly payment based on a 960,000 AED loan amount with a 4.24% fixed interest rate for the entire duration of the loan
25 years
Affordable Property
AED 1,800,000
Monthly Payment (50% of income)
AED 15,000
Loan Amount
AED 1,440,000
3yr fixed | 5yr fixed | variable | |
---|---|---|---|
Interest Rate | 3.99% | 4.19% | 7% |
Predictability | Medium | High | Low |
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trust in Aknaz
Customer stories
"I was surprised by how quick and easy Aknaz made the loan process. I just submitted my documents online, and within minutes, I had an approval from a bank. No long waits or endless paperwork—it was all seamless and straightforward!"

"Aknaz truly stands out because they took the time to understand my needs and connected me with the best rates available. They made my option clear and easy. They gave me all the information I needed to make the right decision without any stress."

"As someone who’s always busy, I loved how Aknaz handled everything for me. From verifying my ID to connecting me with the right bank, the platform kept me updated every step of the way. It’s the most stress-free experience I’ve ever had with loans!"

Yes, Aknaz services are completely free for borrowers. You can compare the market, track your application status, and upload your documents without incurring any costs.
Absolutely. Aknaz uses advanced encryption and secure systems to protect your personal and financial information. Your data is shared only with trusted financial institutions as part of the application process.
No, using Aknaz will not impact your credit score. Our AI-driven pre-approval process ensures your credit report is not accessed in a way that would lower your score.
Aknaz’s AI technology delivers pre-approval decisions in minutes. Once reviewed by our experts, your finalized application is sent to the bank for quick approval, saving you days or weeks compared to traditional methods.
Yes, Aknaz provides 24/7 access to your application status through the portal. You can also upload any additional required documents at any time.